<?xml version="1.0" encoding="gb2312" ?><TBINFOLOANRATE>
  <INFOLOANRATE>
    <id>86</id>
    <LOANBEGINTERM>0</LOANBEGINTERM>
    <LOANENDTERM>6</LOANENDTERM>
    <TYPEGROUP>0</TYPEGROUP>
    <EFFECTDATE>2007-12-21</EFFECTDATE>
    <YEARRATE>0</YEARRATE>
  </INFOLOANRATE>
  <INFOLOANRATE>
    <id>87</id>
    <LOANBEGINTERM>6</LOANBEGINTERM>
    <LOANENDTERM>12</LOANENDTERM>
    <TYPEGROUP>0</TYPEGROUP>
    <EFFECTDATE>2007-12-21</EFFECTDATE>
    <YEARRATE>0</YEARRATE>
  </INFOLOANRATE>
  <INFOLOANRATE>
    <id>88</id>
    <LOANBEGINTERM>12</LOANBEGINTERM>
    <LOANENDTERM>36</LOANENDTERM>
    <TYPEGROUP>0</TYPEGROUP>
    <EFFECTDATE>2007-12-21</EFFECTDATE>
    <YEARRATE>0</YEARRATE>
  </INFOLOANRATE>
  <INFOLOANRATE>
    <id>89</id>
    <LOANBEGINTERM>36</LOANBEGINTERM>
    <LOANENDTERM>60</LOANENDTERM>
    <TYPEGROUP>0</TYPEGROUP>
    <EFFECTDATE>2007-12-21</EFFECTDATE>
    <YEARRATE>0</YEARRATE>
  </INFOLOANRATE>
  <INFOLOANRATE>
    <id>90</id>
    <LOANBEGINTERM>60</LOANBEGINTERM>
    <LOANENDTERM>0</LOANENDTERM>
    <TYPEGROUP>0</TYPEGROUP>
    <EFFECTDATE>2007-12-21</EFFECTDATE>
    <YEARRATE>0</YEARRATE>
  </INFOLOANRATE>
  <INFOLOANRATE>
    <id>10001</id>
    <LOANBEGINTERM>0</LOANBEGINTERM>
    <LOANENDTERM>6</LOANENDTERM>
    <TYPEGROUP>1</TYPEGROUP>
    <EFFECTDATE>2005-3-17</EFFECTDATE>
    <YEARRATE>0</YEARRATE>
  </INFOLOANRATE>
  <INFOLOANRATE>
    <id>10002</id>
    <LOANBEGINTERM>6</LOANBEGINTERM>
    <LOANENDTERM>12</LOANENDTERM>
    <TYPEGROUP>1</TYPEGROUP>
    <EFFECTDATE>2005-3-17</EFFECTDATE>
    <YEARRATE>0</YEARRATE>
  </INFOLOANRATE>
  <INFOLOANRATE>
    <id>10003</id>
    <LOANBEGINTERM>0</LOANBEGINTERM>
    <LOANENDTERM>60</LOANENDTERM>
    <TYPEGROUP>2</TYPEGROUP>
    <EFFECTDATE>2005-3-17</EFFECTDATE>
    <YEARRATE>0</YEARRATE>
  </INFOLOANRATE>
  <INFOLOANRATE>
    <id>10004</id>
    <LOANBEGINTERM>60</LOANBEGINTERM>
    <LOANENDTERM>0</LOANENDTERM>
    <TYPEGROUP>2</TYPEGROUP>
    <EFFECTDATE>2005-3-17</EFFECTDATE>
    <YEARRATE>0</YEARRATE>
  </INFOLOANRATE>
  <INFOLOANRATE>
    <id>10005</id>
    <LOANBEGINTERM>12</LOANBEGINTERM>
    <LOANENDTERM>36</LOANENDTERM>
    <TYPEGROUP>1</TYPEGROUP>
    <EFFECTDATE>2005-3-17</EFFECTDATE>
    <YEARRATE>0</YEARRATE>
  </INFOLOANRATE>
  <INFOLOANRATE>
    <id>10006</id>
    <LOANBEGINTERM>36</LOANBEGINTERM>
    <LOANENDTERM>60</LOANENDTERM>
    <TYPEGROUP>1</TYPEGROUP>
    <EFFECTDATE>2005-3-17</EFFECTDATE>
    <YEARRATE>0</YEARRATE>
  </INFOLOANRATE>
  <INFOLOANRATE>
    <id>10007</id>
    <LOANBEGINTERM>60</LOANBEGINTERM>
    <LOANENDTERM>0</LOANENDTERM>
    <TYPEGROUP>1</TYPEGROUP>
    <EFFECTDATE>2005-3-17</EFFECTDATE>
    <YEARRATE>0</YEARRATE>
  </INFOLOANRATE>
</TBINFOLOANRATE>
